Terms & Conditions

Last updated: June 2026.

General

This website (the “Site”) is owned and operated by Cabraia Capital (“we,” “us”). By using the Site, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific sections of the Site. Accessing the Site in any manner constitutes use of the Site and your agreement to these Terms. We may change these Terms from time to time by posting a revised version on this Site.

Cabraia Capital is Not a Lender

Cabraia Capital is a funding intermediary, not a direct lender, bank, or investment adviser. We partner with leading lenders and investors to connect small businesses with funding options that may fit their needs. All funding offers, approvals, rates, fees, and terms are issued by third-party funding partners and are subject to their underwriting, documentation, and approval. Approval is never guaranteed. Submitting a funding review request does not obligate you to accept any offer.

Eligibility

To request a funding review, you must be at least 18 years old, a US-based business, and authorized to submit information on behalf of the business. Funding-partner minimums typically include at least 3 months in business and $5,000 or more in monthly revenue.

Intellectual Property

This Site and all materials on it are the property of Cabraia Capital or its licensors and are protected by copyright, trademark, and other intellectual property laws. The Site is provided for your personal, non-commercial use. You may not modify, copy, reproduce, republish, upload, post, transmit, sell, create derivative works from, or distribute any material from the Site without our written permission.

Your Submissions

By submitting any information or material to us via the Site (including the funding review form), you represent that the information is accurate and that you have the right to submit it. You grant us a royalty-free, perpetual, irrevocable, non-exclusive license to use the information for the purposes described in our Privacy Policy, including matching you with funding partners.

Disclaimers

THE INFORMATION, PRODUCTS, AND SERVICES OFFERED ON THE SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CABRAIA CAPITAL IS NOT AN INVESTMENT ADVISER AND DOES NOT PROVIDE PERSONALIZED FINANCIAL, TAX, OR LEGAL ADVICE. CONTENT ON THIS SITE IS FOR GENERAL INFORMATIONAL PURPOSES ONLY.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL CABRAIA CAPITAL OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE SITE OR ANY MATERIALS, PRODUCTS, OR SERVICES OFFERED ON OR THROUGH THIRD PARTIES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, IN WHICH CASE OUR LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.

Third-Party Sites and Funding Partners

The Site may link to or share your information with third-party funding partners. We are not responsible for the products, services, content, or privacy practices of any third party, and your dealings with any third party are solely between you and them.

SMS Terms

By providing your mobile phone number and submitting your information through our forms, you consent to receive SMS messages from Cabraia Capital, including transactional updates and occasional promotional messages. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time, or HELP for help. Consent is not a condition of any purchase. You must be 18 or older. Mobile carriers are not liable for delayed or undelivered messages. See our Privacy Policy for full details.

Termination

We may terminate or suspend your access to the Site at any time, without notice, for any reason. The disclaimers and limitations of liability in these Terms shall survive any such termination.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida. Any dispute shall be subject to binding arbitration in Florida, USA. If any provision of these Terms is held unlawful or unenforceable, the remaining provisions shall remain in full force.

Contact

Questions about these Terms? Email info@cabraiacapital.com or call (727) 401-0643.